Policy Excess Insure Ltd trading as Nova Direct are authorised and regulated by the Financial Conduct Authority and our firm registration number is 836031. Companies House Registration number 10706852. Travel Insurance is provided by JustTravelcover.com. JustTravelcover.com is a trading name of Just Insurance Agents Limited. Registered in England, Company No. 0539919. Registered office: Victoria House, Toward Road, Sunderland, SR1 2QF. Just Insurance Agents Limited are authorised and regulated by the Financial Conduct Authority (FCA) number 610022.